Hurt by a Distracted Driver? How an Attorney Can Help

Every second behind the wheel requires full attention. But, in today's constantly connected world, distractions are just a ping away. Imagine cruising along the highway, enjoying the rhythmic thrum of the road beneath your tires. Suddenly, a car swerves into your lane without warning. You're involved in a collision, and the other driver was texting. Unbelievable, right?

When a simple drive turns into a life-altering event due to someone else's negligence, who do you turn to? This blog post will guide you through two unique situations following a distracted driving accident where nothing but a seasoned lawyer's help will do. Buckle up and read on.

The Insurance Company Offers a Low Settlement

Following a distracted driving accident, you may find that the insurance company's settlement offer falls far short of what you need to cover your medical bills, repair costs, and other related expenses.

The reasoning behind this is simple. Insurance companies are businesses designed to make a profit. They achieve this by minimizing the payouts they make for claims. Most adjusters work on behalf of the company, not you, meaning their primary goal is to resolve your claim for the least amount possible.

This is where a seasoned lawyer becomes a necessity. A good lawyer can negotiate with the insurance company on your behalf, using their expertise to argue for a fair settlement that truly covers your losses. Remember, unlike insurance company adjusters, your lawyer works for you. They have your best interests at heart and will fight to ensure you receive the compensation you deserve.

Also, having a lawyer can help you avoid pitfalls that could inadvertently decrease the value of your claim. This includes things like missing important deadlines or unknowingly admitting fault. These mistakes can have a significant impact on your case and may result in a lower settlement offer.

The At-Fault Driver Has No Insurance or Is Underinsured

In the unfortunate event that the at-fault driver is uninsured or underinsured, having a seasoned lawyer by your side becomes even more critical.

Uninsured drivers pose a significant problem as there is no insurance company to file a claim against, leaving you to deal with your own insurance company. Underinsured drivers are also a threat as their insurance coverage may not meet the full extent of damage caused by the accident.

Here, your lawyer can help you navigate the complex legal landscape and explore alternative compensation avenues, including your insurance policy. They can also represent you during the negotiation process with your insurer, ensuring you receive a fair settlement.

An experienced lawyer understands the intricacies involved in uninsured or underinsured motorist claims. For instance, they will be aware of certain clauses in your insurance policy that may come into play or of legal statutes that could affect your case.

This knowledge is invaluable when crafting a legal course of action and could potentially spare you from exhausting legal battles or receiving inadequate compensation.

In addition, a seasoned lawyer will also be able to assist you if the at-fault driver is unidentifiable or flees the scene. They can go through police reports and surveillance footage, conduct investigations, and work with experts to identify the culprit. This can be crucial in cases where an uninsured or underinsured driver tries to evade responsibility for their actions.

Don't let a distracted driver get away with causing you harm, especially if it leads to financial and emotional burdens. Contact Frank Penney Injury Lawyers and make the first step towards getting the compensation and justice you deserve.

Remember, it's not just about the accident itself – it's about protecting yourself and your future. Let us handle your case so you can move forward with peace of mind.